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Federal Student Loan Consolidation Savings

Select Your Total Student Loan Amount*

Current Monthly Payment
$ 352
Your New Monthly Payment
$ 166
Monthly Savings
$ 186

*All payments on the payment calculator above are estimates.

 

Private Student Loans

Graduate PLUS Loans

Eligibility for Federal Student Loan Consolidation

You may consolidate your Federal Student Loans if you:

  • Are in your grace period (normally your first 6 months after leaving school) or in repayment on your Federal Student Loans.
  • Currently not enrolled, or enrolled less than half time.
  • Your Federal Student Loan balance is currently $10,000 or more.
  • Have not previously consolidated your loans (unless you have other Federal Student Loans that you wish to add to your existing Federal Consolidation Loan).
  • You are currently not more than 150 days delinquent on a Federal Student Loan.

Federal Student Loans eligible for Federal Consolidation:

  • Federal Subsidized and Unsubsidized Stafford Loans
  • Federal Direct Stafford Loans (both Sub and UnSub)
  • Federal Parent (PLUS) Loans for Undergraduate Students
  • Federal Graduate (PLUS) Loans
  • Federal Direct Parent (PLUS) Loans
  • Supplemental Loans for Students (SLS)
  • Federal Perkins Loans (from your college)
  • Federally Insured Student Loans (FISL)
  • Health Professions Student Loans (HPSL)
  • Nursing Student Loans (NSL)
  • National Defense Student Loans (NDSL)
  • National Direct Student Loans (also NDSL)
  • Federal Consolidation Loans (if you have other Federal Student Loans to add to your existing Federal Consolidation Loan)
  • Direct Consolidation Loans

What are you waiting for? Apply Online Now!
Or talk to one of our Student Loan Advisors at (800) 575-1099

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